MEMBERSHIP
AGREEMENT

By becoming a Member, you acknowledge and agree to the following foundational premises of the Sworn platform:

1. Sworn is a voluntary service. No one has compelled you to create an account or set a commitment.
2. You understand that money you commit as a stake may be charged automatically to your payment method.
3. You understand that charges for missed commitments are permanent and non-refundable under any circumstances.
4. You understand that Sworn cannot verify whether you have actually completed your commitments and relies entirely on your self-reporting.
5. You understand that technical failures of the platform do not excuse missed commitments or entitle you to refunds.
6. You have read and agree to the Zero Refund Policy in its entirety.
7. You are 18 years of age or older and legally capable of entering into this Agreement.

2.1 Voluntary Creation. Each commitment you create on Sworn is a voluntary, binding pledge backed by a financial stake of your choosing. Once created, commitments cannot be modified, paused, or deleted without the associated deadline passing and consequences being applied.

2.2 Deadline Finality. Commitment deadlines are final. The system will automatically process a missed commitment charge when a deadline passes without a check-in recorded. No grace period exists. No extension may be granted.

2.3 Self-Reporting. You represent that all check-ins you record are truthful and accurate. False check-ins — recording a check-in for a commitment you did not complete — are a violation of this Agreement and the honor system upon which Sworn is premised. Sworn reserves the right to terminate accounts suspected of systematic false reporting.

2.4 Recurring Commitments. If you set a recurring commitment (daily, weekly, etc.), you understand that new commitment periods are created automatically after each cycle, and that the payment authorization you provided covers all future cycles of that recurring commitment.

3.1 Pre-Authorization. By connecting a payment method, you grant Sworn a standing authorization to charge that payment method for: (a) the stated stake amount for any missed commitment; (b) applicable platform fees; and (c) any subscription fees for premium plans.

3.2 Off-Session Charges. You expressly consent to off-session charges — charges processed when you are not actively using the app — specifically for automatic enforcement of missed commitment deadlines. This is how Sworn enforces accountability without requiring your active participation in the charging process.

3.3 Failed Payments. If a charge fails due to insufficient funds, an expired card, or any other reason, you remain obligated to pay the amount owed. Sworn may retry the charge, suspend your account, or pursue other remedies.

3.4 Irrevocability. YOU UNDERSTAND THAT THE FINANCIAL CONSEQUENCE OF MISSING A COMMITMENT IS IRREVOCABLE. THIS IS THE POINT. THE MONEY IS GONE WHEN THE DEADLINE PASSES. NOTHING YOU SAY OR DO AFTER THAT POINT WILL RETURN IT.

You expressly assume all risks associated with using a software platform, including but not limited to:

• Software bugs that cause the platform to malfunction
• Server outages that prevent you from checking in
• Notification failures that prevent you from receiving reminders
• Incorrect time zone handling resulting in unexpected deadlines
• Data synchronization errors
• Third-party service failures (Stripe, Supabase, email providers)
• Cyber attacks or security breaches

YOU ACKNOWLEDGE THAT NO SOFTWARE PLATFORM IS PERFECT AND THAT YOU ACCEPT THE INHERENT RISKS OF USING SWORN, INCLUDING THE RISK THAT A TECHNICAL ERROR MAY RESULT IN AN UNINTENDED CHARGE. THIS RISK IS KNOWINGLY AND VOLUNTARILY ASSUMED BY YOU AS A CONDITION OF MEMBERSHIP.

You agree to indemnify, defend, and hold harmless SwornUp Inc., its officers, directors, employees, agents, and assigns from and against any and all claims, losses, damages, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your use of the Service; (b) your violation of this Agreement or the Terms of Service; (c) any chargeback you initiate against a valid Sworn charge; or (d) any claim by a third party arising out of your conduct.

By creating your Sworn account, you have electronically signed this Agreement. Your electronic signature is legally binding under the Electronic Signatures in Global and National Commerce Act (E-SIGN Act) and applicable state laws.

A timestamped record of your agreement to these terms, including your IP address and account creation timestamp, is stored in our systems and may be used as evidence of your consent in any dispute.

If you have questions about this Agreement, contact us at legal@swornup.com before creating your account.